7.12.11

Hilariously Ironic e-Petition




Third one down.

Tee hee.

1.12.11

How To Cut The Public Sector Pay Bill, Give Them More Money To Pay For Higher Pension Contributions & Reduce Headcount



No, Not Via The Jeremy Clarkson Method

It seems everybody is doing it these days; my wife did it yesterday; it seems highly likely my work colleagues will be doing it next Friday and it is not entirely out of the question that my wife may be called to do it again in the very near future without resolution: I am of course talking about having some sort of naughty intercourse with a loved one despite the thrill being long gone.

Or striking due to pensions; I cant remember which as I have had very little sleep in the past few days.

In both cases my view on the subject has changed little (my feelings on the content of the arguement on both sides are a different matter): the government has been keen to kick this particular ball into the long grass well into the future for decades and a considerable ratcheting up of the public sector liabilities in terms of wages, pensions and perks is now being challenged by a massive financial crisis in major part caused by the kind of intervention perpetrated by those self-same civil servants. However, those civil servants did sign a contract in good faith with their paymasters with a view to getting a particular benefit in return for the sweat of their brow; if there paymasters wanted to change the terms of their pay for new employees then that would be fine but that is not what is being offered: as this BBC Q&A on the pension strikes shows what we actually have is an attempt to change the goal-posts midway through.

Irrespective of what libertarians think of the public sector pay, scope and conditions (here is an excellent example) I cant help but think we should see this from a contractual point of view - they offered a service for  which the expected returns are now being renegotiated; however you feel about the supposed fore-knowledge of those self-same unions and workers about the likelihood of their fields continued expansion and the ability to meet the ever increasing wage and pension bill, the coercive autocracy that Labour became (ever was?) that perpetrated this massive expansion knowing full well that history would regard them as heroes and the incoming conservatives as monsters stealing milk and pensions and stuff and would forget about the actual detail such as the former government having no credible plan to pay for any of it or the actions of a few rogue bankers intent on derailing the whole socialist utopian exercise by employing cutting-edge financial instruments that mainly focused on the financial powerhouses of black men in string vests' - for the record I think it's a combination of all 3 of the above (the bankers in question being central bankers, not, as is obviously assumed, entirely at the doorway to commercial banks, though undoubtedly not helped); you need just look at the asinine suggestions of union leaders over the last few years - government has Ponzi'd all our pension contributions away on Cherie Blair's human rights law firm and Gordon Brown vanity projects? Pension fund has been scuttled by poor pension investment vehicles? I know! Soak the rich! shut down global trade! charge people for sending/receiving spam! To me that sounds like a good reason to linch your paymasters, not rob the productive and successful.

Anyway, coming back off tangent, how do we solve the problem? I have a 3-point plan on how to deal with the problem that is both elegant, simple, non-fattening and would prove almost universally popular by all but the most left-wing, swivel-eyed sociopathic, diversity mung-bean, poy-dance coordinator (so am guessing about half of them): it would enable:

  1. The public sector by and large to get a pay increase.
  2. Enable them to also afford the new pension contributions being asked for.
  3. Reduce the overall headcount of some of the British public's least favourite aspects of the public sector with little or no fuss from the remainder.
My idea?

The public sector pay average as of January this year out-stripped the private sector at £23,660 compared to £21,528 (and I am certain this figure doesn't take into account the other perks such as the final salary pension schemes etc. so the difference has some ancillary factors pushing this even higher); this means that net an average public sector employee takes home approximately £17,470 according to my shiny Listen to Taxman app on my iPhone; just short of £1500 a month spare. To give them a "happy" pay rise lets assume we match inflation - call it a 5% pay rise + 3% for the additional requested pension contributions for simplicity: that would mean the take home pay increase should be ~£1575 a month or an extra £1400 extra a year.

So again Tom get to your point - what's your idea?

Simple: immeadiately reduce public sector pay by 6-8% and make the remaining income-tax free (NICs, student loans and pension contributions etc. remain).

The difference in the cut wage bill and the increased take home pay + pension contributions would be more than enough to keep the workers happy; you could then renegotiate new and recent starters' pension schemes with less fuss kicked up by those lucky enough to have a final salary pension, perhaps by ending national pay scales and paying new recruits weighted against their predecessor.

This also carries the advantage of making the public sector the most vocal group on the reserve to argue against increasing income taxation and high NICs - it would not be tolerated for long were the public sector wage bill to rise again and the issue of "fairness" would be thoroughly abandoned by those self-same groups with their massive advantage over taxation.

This also just makes sense; why on earth do we think it's a good idea to pay our employees only to take a portion of the cash back in order to pay other employees? Why not just pay them less, code them differently  in the tax system and remove them altogether?

But what about the higher paid local council millionaires Tomrat I hear (myself?) scream? Fair enough - charge them a high rate of national insurance and/or remove any upper maximum take; failing that  stop voting for spineless politicians and ask for real, bloody reform of the system that allows the mass looting of public finances. Similar rant but this time about QuANGOs? They aren't public sector bodies or the tax code doesn't apply - as such they are subject to whatever rules for taxation the rest of us put up with but would find themselves with all the problems of a rapidly reducing pension pot; the pressure will be on the government to fold them back in and reform/remove their role.

The only people who should be out of work at the end of this exercise should be a couple of thousand HMRC admin staff who are surplus to requirements as a large number of tax returns, PAYE forms and ancillary documentation will simply cease to be processed.

As far as I can see this government has missed a vital opportunity to argue for reform of the public sector by instead focusing on reduction of the bill they will always lose the latter arguement because without addressing the former civil servants will reduce at the coalface, not the back offices and executive suites; the managers are not going to vote for less management. All that is left to this current government if they want to make an impact is elegant, unarguable changes to the system that are both exercises in reform and compromises on the subject of money; a subject the state seems constantly fixated on.

23.11.11

Gah!!!

At work I now enter the period of the year when I'm trying to make sense of the ongoing chaos: what has been spent, what has been ordered and what has been requested and present it to all the people who pay my wages and decide if the whole thing is worth doing next year or not.

And I just had my laptop stolen from my car.

And as a security measure I've had IT account access suspended until a new one arrives; I've got to request desktop access in the interim.

My Christian patience is being tested this morning.



5.11.11

Yes Mr. Cameron But How?


Laugh it up. Assholes.
 David Cameron has said increasing UK contributions to the International Monetary Fund "does not put Britain's taxpayers' money at risk".
The PM said it was "in our interests" to support the IMF but stressed again that the money would not support a eurozone bailout.
Riiii'ght. So he can absolutely guarantee that te ex-French Finance Minister now head of the IMF, Christine Lagarde, halining from the very country up to it's eyeballs in Greek-debt, will not be dipping her hands in the till to shore up her countries precarious financial failings?
And how, might I add are you going to stop this? You seem to be pretty sure of yourself that you can convince the G20 but the IMF is a transnational entity; it doesn't have to listen to a word you say - it is beyond your feeble control CastPig-Iron Dave, and what will you do when it hands the cash over to French banks? Reduce our contributions next time?
He also suggested any increase would not be put to a vote in the Commons.
So you know you are going to lose so you have decided mp's don't get a say? How very Blairesque of you.
When I asked my MP to vote for a plebiscite on our Eurozone membership the other week and was promptly told no I had promised her that I would make it a hobby, nay, a favourite past time to bring it to everyones attention in her constituency just how much she has cost us by her towing the party line, greasy-pole climbing actions and see if her less than 25% of the electorate will keep her in power.
What makes you think Mr. Cameron that I will any less easy on any of your candidates in Leeds? Most are in precarious positions as it is and I will see them lose to a Labour'ious candidate before I allow you to circumvent parliament. 
You will pay for your promise breaking to the electorate in small cuts and I promise I will contribute to that humiliation.
You and Osbo the Clown started out mediocre at best but at least in the right direction; you have now sold off all the savings made from your cuts for international recognition and praise by players who wouldn't sooner wipe their dog-shit stained shoes on you. 
There is a reckoning coming.

16.10.11

One Before Bed

Have just finished watching Thursday's BBC Question Time in which Mark Littlewood from the IEA gave an impassioned defence of free market economics in a hall of question time's usual swivel-eyed left-wing lunatics.

What was particularly interesting was the rousing debate on the future of the NHS - it doesn't take much to raise the ire of the assembled state-paid paper shufflers, diversity coordinators & 5-a-day managers.

What was particular interesting was the widespread detachment from reality about the state of our healthcare; it soon degenerated into "no, the NHS's outcomes are better than [insert evil private/any other healthcare system]'s".

He pointed out that he was not going to bite into the usual canard of "you just want the NHS to be the US healthcare system" and pointed to other systems like Singapore's, only to be shouted down saying it was even worse.

Apparently the WHO disagree; it ranks Singapore at #6.

The UK? Number 18.

Emotionalism aside how about we go for reductionist's approach: we simply copy what the WHO's #1 healthcare system is doing: France.


So how does this system work then (note: links wikipedia, emboldened/underlined text my own)?


France has a system of universal health care largely financed by government national health insurance. In its 2000 assessment of world health care systems, the World Health Organization found that France provided the "best overall health care" in the world.[1] In 2005, France spent 11.2% of GDP on health care, or US$3,926 per capita, a figure much higher than the average spent by countries in Europe but less than in the US. Approximately 77% of health expenditures are covered by government funded agencies.[2]
Great so let's spend more money on healthcare! A chorus of praise for this action goes up amongst of Britains established medical monopoly!

Oh wait:

Most general physicians are in private practice but draw their income from the public insurance funds. These funds, unlike their German counterparts, have never gained self-management responsibility. Instead, the government has taken responsibility for the financial and operational management of health insurance (by setting premium levels related to income and determining the prices of goods and services refunded).[1] 
So the government operates a virtual monopsony on healthcare spending just not on healthcare provision ("we are willing to pay this for that treatment"). It also garners the costs back from people in a manner in which they only pay what they can afford, very progressive.
The French National Health Service generally refunds patients 70% of most health care costs, and 100% in case of costly or long-term ailments. Supplemental coverage may be bought from private insurers, most of them nonprofit, mutual insurers. Until recently, coverage was restricted to those who contributed to social security (generally, workers or retirees), excluding some poor segments of the population; the government of Lionel Jospin put into place "universal health coverage" and extended the coverage to all those legally resident in France. Only about 3.7% of hospital treatment costs are reimbursed through private insurance, but a much higher share of the cost of spectacles and prostheses (21.9%), drugs (18.6%) and dental care (35.9%) (Figures from the year 2000). There are public hospitals, non-profit independent hospitals (which are linked to the public system), as well as private for-profit hospitals.
Average life expectancy in France at birth is 81 years.[3][4]
The average, reasonably healthy health consumer has to pay some of their costs, ensuring that that consumer is at least  sensitive to the price of it, either in noticing which way their health premiums are going or how it hits the wallet if they have to pay the difference, and as we know human beings are very sensitive creatures - they want to command the maximum number of high quality goods or services they can with the resource available to them (this is actually the real definition of wealth - getting something more valuable in return for something less; in this case lower healthcare costs for same/better healthcare). Those who can't pay or will have chronic long term costs are fully covered.

And the state doesn't massive intervene in who provides the healthcare.

I think we could with that level of choice too; let's hope that Lansley's tome goes some of the way to providing that. Not holding my breath.

15.10.11

Those Scoundrels? Or Blaming The Wrong Schlebs


Profit margins at the ‘big six’ energy firms have leapt more than 700 per cent as millions worry about keeping warm this winter.
 Those fiends! they are casting our elderly, our infirm and our poor into the oblivion of an icy, cold winter freeze, doomed to die.
The average amount of profit per  customer has risen from £15 a year to £125 in just a few months, according  to the industry regulator Ofgem.
Wait wait wait - so before a few months ago the blood, sweat and tears of business men in the energy sector only roped them £15 profit for every piece of business? Wait - it was even worse before?
via The Daily Mail - why are we getting so mad at this?
Up to Aug 2009 the margin on energy prices were negative; energy companies were losing money versus rising costs, particularly in wholesale energy costs and "other" costs.


"Other" costs is a little disengenuous - if wholesale costs are approx 45%, then we add in the costs that you cannot drop - i.e. operating and network costs - this comes in at 29% (74%) then you add in the net margin for the company: 9%. 9. per. cent.; so 83% of the bill isn't up for negotiation and is intrinsic to the cost (and let's be fair if you know a plumber who would work on a margin at 9% give me his number - I have a few jobs I'd like him to do around Tomrat Towers) then 17%, or ~£230 of the highest domestic bill recorded, is going to these guys:




That's right; you are giving a collective £6.7Bn of your energy bills to these smoes.


It is only right that the energy companies should be hitting back; it is long overdue (and not just for the energy companies) - it is not an unfair that a company providing a service should expect a decent profit; when you consider that 9% of the bill goes to the company in profit is paltry compared to double that figure taken in taxation/government and "green" initiatives, not to mention the very likely additional efficiency losses due to the monopoly on transmission that the National Grid, a de facto state monopoly, has.


We really need to shut this particular shit down.

13.10.11

Less Ignoring & More Obfusticating


The subject of the first e-petition to prompt a Parliamentary debate has been ignored by MPs when the debate took place.The online petition - signed by more than 240,000 people - called for those convicted of involvement in the summer riots to be stripped of their benefits.
The three-hour debate in Westminster Hall covered the wider response to the riots, but did not touch on benefits.
To me this is less about ignoring the issue and more about confusing it; the prediliction for public outcries to incite "something-must-be-doneism" in our politicians has probably done more to allowing the destructive behaviour of the last 15 years than anything else; if it wasn't Diana shrines popping up to appease Daily Fail readers it was Blair's law-a-minute approach whilst ignoring perfectly good but unenforced laws or Brown's purple banana's.
During the hearing, MPs shared their views on the causes of the riots, the police response and the impact on their constituencies
....
Nick Raynsford, Labour MP, said eviction should not be used as a secondary means to punish people who should have already been punished by the law.
Conservative MP Gavin Barwell said when one person in a family was repeatedly antisocial, this could be considered a proportionate response.
And both are right - in general it is unlikely that many of the rioters were not indulging in their first offence and fewer still are probably recidivists who belong in jail; it is these few that add nothing to society who need their benefits stopping and the largesse of an increasingly pressed and tired society curbing, preferably following a period in jail.
Do not get me wrong - the e-petitions website is a good thing but it is not, should not, be there so that the public at large dictate the nitty gritty of the law making process - that is what we pay MP's for; remember: Blair's pandering to the masses allowed him to bypass in a multitude not only the rule of law for himself and his crony capitalist buddies but also damage the spirit of the law too: we have judges who rule against parliamentary law in favour of alien authorities like the EU, statutory instruments designed to fine tune ancient acts of parliament steam-rolling over it's mechanisms of introducing new laws or putting them in front of elected representatives and a political clique so disconnected from the boring job of ensuring a simple, enforcable system of law is suitable for it's time that it concerns itself with trivialities.

We need to keep pushing for e-petitions like this, don't get me wrong; but more importantly if we feel we are capable of writing the law we should be standing for parliament - at the very least asking our elected representative for their views on this and making it known that without their support for reform of our dessicated government, the state and the systems we have for "dealing" with these kinds of problems they will not see our votes or that of anyone else we will be actively convincing.

Incidentally if you want to support a petition I think we can all believe in click here.

9.10.11

So Much For The Arab Spring

Remember how the media was rejoicing at the rise of protests across the Arabian peninsula and uprisings in Egypt which ultimately led to Mubarrak's downfall, and how this was to usher in a new era of brotherly love?

Apparently not:

At least 23 people have been killed and scores injured in the worst violence since Egypt's former President Hosni Mubarak was ousted in February.

Clashes broke out after a protest in Cairo against an attack on a church in Aswan province last week which Coptic Christians blame on Muslim radicals.


What the media doesn't report is the ongoing persecution of Christian minorities across Africa and Asia by Muslim groups, particularly in places like Nigeria - one group we were supporting build a school finished only to have a governor-backed Muslim protest group raze it to the ground.

As vicious as the last lot were in T'gypt they weren't down with widespread beatdowns of minorities.

No doubt though Old Holborn will justify this as perfectly acceptable considering the persecution of Arabs in Palestine, or some other faux-victim group.

21.9.11

The Best £7 You'll Ever Spend

As I lay in bed recovering from the lurgy I cannot believe many of today's tabloids main stories:

Ministers are locked in battle over a Liberal Democrat plan to splash out £5billion to boost the economy.

As the International Monetary Fund slashed economic forecasts, Vince Cable stunned colleagues by claiming there is ‘flexibility’ within austerity plans for public spending on road schemes, business parks and faster broadband links.

He was responding to an IMF report which said growth will be ‘anaemic’ and warned the world was in a ‘dangerous new phase’, with Britain facing a one-in-six chance of slipping back into recession.
...
However, the proposals for substantial public spending on infrastructure deals – referred to as ‘Plan A-plus’ – are clearly being talked about and the Business Secretary insisted that the Lib Dems were not backing away from the Coalition’s commitment to cutting the budget deficit.


The story is similar across several papers, and whilst the amounts talked about in the grand scheme of things are paltry*, it is indicative of the fatal conceit our ministers have that any problem they have is solvable if you only coat it in paper money and hope it sticks.

Which is why I think we need to remind Osbo the Clown of a few basic economic realities and logic; it is growing increasingly obvious he was more stuck on the PP side of his PPE course when he attend toffee-nose college at Oxbridge-on-sea or wherever and thus is up to us his masters to beef up the E.

Let's send him this, Henry Hazlitt's finest work (the link goes to a free copy for your own benefit). The tome explains in big shiny, easy to understand words the futility of what we have come to know as "Keynesian Economics"** - something we used to originally call "Village Idiot Speak" - it explains eruditely the contrary folly of many types of public spending and regulation in a way even Ed Ballsup could understand***.

Let's do this on some key date in the near future: how about Henry Hazlitt's birthday? November 28th sounds like as good as any date. You could send them a print out of the tome from the link above but it might be more striking if you bought a copy: Amazon are selling it pretty cheap at the moment.

As someone who took part in LPUK's (RIP) 1984 campaign - giving every MP in the last parliament a copy of George Orwell's 1984 with a word of advice not to treat it as an instruction manual - I know that these kind of campaigns work; I'm sure after the first couple of hundred copies Georgie will start handing them out/leaving them in Whitehall loos/propelling them into tue Thames - in any case likely every mp will see one before the years out.

Go on you know it makes sense.

* = incidentally what have they been spending money on if they haven't been improving infrastructure over the last 15 years? WTF are we paying out half our GDP for if they are having trouble keeping the sodding lights on?

** = yes I'm aware that Keynesian economics isn't nearly as simple as that but only in so much as I am also aware that the left-leaning intelligentsia and elites in government essentially treat it as code for hacking the valve off the spending facet.

*** = in fact if you can get hold of 2/3 copies pretty sure Balls and Cable could both benefit from owning a copy.


19.9.11

Dead Island - The Gamers Crack Cocaine

Dead Island: Better Than Your POS.
Not since Fallout 3 have I felt such wonderful levels of surprise and satisfaction with game, its depth, complexity and that wonderful "X" factor that is missing in so much of what is being churned out.

Despite the really bizarre opening and the irritating bugs (which have at least been addressed and are being repaired) Dead Island is a gem; from it's story, which, if there is any justice, should stand proud in the hgher echelons of cult zombie stories, to it's incredibly clever combat system round the game off wonderfully - it is obvious why it was delayed for so long and the game's producers were right to do so.

Dead Island takes place on the fictional paradise island of Banoi - you awake as one of the 4 in game characters to find the hotel* you are in in chaos; baggage strewn everywhere (which, game producers, it is not okay to loot before you know what is going on) people diving off of higher floor balconies and, eventually, a substantial hoard of the infected, a runner-class of zombie, bearing down on you.

It is also at this stage that you find out that you are immune (yay!) to the plague, but not invulnerable to the rather hungry and violent carriers.

The combat system yields some interesting dilemmas; like the Dead Rising series it can be extremely useful to lay down projectile weaponry - which is lucky as it tends to be quite rare - in favour of melee; the speed of the walkers and their relative ruggedness towards small arms fire makes the best option a combination of melee combat combined with rapid, crazy foot stomping action; my character (pictured above) recently found herself without a working bladed weapon so had to resort to kicking the walkers over, then stamping on their necks.

To make matters really interesting no single melee weapons themselves degrade over time, but unlike the Dead Rising games you can repair weapons, upgrade them so they last longer and trick them out so they develop unique and powerful secondary effects; I had a wonderful machete which electrocuted walkers on critical hits until my idiot brother Buffrat tried my game out, threw it at a thug-class walker, a giant type zombie incredibly resilient and tough, then proceeded to walk off into a new game zone, losing it in the process - bringing another unique (and in this particular case irritating) feature of the game - the save game jots checkpoints along the game at regular intervals but does not allow you to save at points; in other games this would appear like quite a piss-poor way of doing this but in Dead Island this actually compliments the pace and evolution of the game itself.

As your character improves so too does your mastery of different weapons and skills; your choice of characters makes you skilled in particular weaponry and levelling up leads to clever ways of adapting to weapons making themselves stronger; as a result you can grow quite attached to particular weapons as you improve yourself with them (just as I was with my brilliant machete till idiot boy threw it away, bastard.) The fact that game nurtures a sense of care and attention, that if you look after your weapon, spend resources and time improving yourself and it, it will care and attend to your needs, is a very, very nice touch.

This game is a joy to play; I hope someone will do the right thing and make it into a movie, at the very least it should get a sequel, sans the bugs.

Score: buy full price. Now. Heck, buy this version in case the zombie apocalypse does come.